There's a prejudice that women don't drive as well as men, hence lady drivers generally have to fork out more money for car insurance. We all hate to admit it but one of the contributing factor that determines car insurance rate is gender. Of course, under certain situations, women are seen as more reliable drivers as they are less likely to pull dangerous stunts on the road, challenging another fool to a silly, illegal race... (no offence to all gentleman who read this) but still, this is not a rule of thumb that applies to all insurance policies. We know there's exception in everything, and it is impossible to say all ladies are better drivers than men (now, no offence to the ladies who read this). The statistics that insurance companies rely on to determine which gender makes a better drive is the ultimate key determining factor that decides how rates are altered. So ladies, have you ever found yourself feeling frustrated at the seemingly impossibility of getting a cheap car insurance?
It's not impossible. Come on, nothing is impossible. We are not telling white lies to make you feel good. Keep reading to find out how.
First of all, ladies, you must know what is the criteria taken into account to decide whether you will get a cheap car insurance or not. First of all, who is the driver of the vehicle, and the policyholder's driving history and records. Next, where will the car be parked, and the policyholder's residential address. Thirdly, the vehicle itself, such as the vehicle's model. Another criteria is policyholder's credit count and past records - this determines whether the individual is dependable and responsible. Lastly, the policyholder's age and experience.
Therefore, based on the criteria listed above, we can conclude that one of the way for female drivers to get cheap car insurance is to learn to drive safely. Prove to the males that they are wrong - that you can drive safely! There's no easy way out if you want to get a cheap car insurance. Be practical and drive safely.
Also, get yourself a good car. We don't mean that you have to drive expensive cars but hey, if you are driving a second-hand car that is accident-prone, no insurance company in their right mind would want to give you a cheap car insurance. You would want to invest on a safe vehicle. Apart from being a reliable driver, apparently you need a reliable vehicle, too.
You will also need to find a safe place to park your car. It is best if you have your own garage. Make sure you don't park your car overnight at a place where car theft can easily happen. IF the insurance company anticipate that your car is very likely to be stolen, they won't want to give you a cheap car insurance.
Of course, be attentive towards your driving records and credit scores. Always try to improve on them. Pay on time - be responsible. If possible, have a good driving record. Once again, that will require you to be a safe and reliable driver - go back to point one for this. Be in complete control of who drive your car - don't allow just anybody to drive your car.
See, cheap car insurance for women [http://www.cheapcarinsurance2u.com/] does exist! Still not convinced? Well, get more understanding on how you can obtain the cheapest car insurance rate by visiting [http://www.how2buyinsurance.com/] With in-depth tips and guidelines, you and your vehicle will be offered the protection needed at a low premium rate.
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